The using of credit card seems to be more popular at this recent decade. It has been proven by more people who get interest in using credit card time by time since credit card issued tenths of year ago. Actually there are many advantages those people might get while they are using their credit card. It more facilitates them in doing their transaction since they don’t need to use cash money. Hence they don’t have to save much cash money in their wallet. Moreover the using of credit card isn’t limited to certain fields but it has covered many purposes in people’s life. Nowadays there is a term “internet banking” which also covers the using of credit card by online. Initially it looks like people would get more eases in using it. Nevertheless there are still some possibilities for identity theft while they are using credit card by online. Fortunately nowadays there is credit report which monitors our credit report and protects it from such identity theft. Moreover there are some free services of credit report such as free credit report which gives more eases for their consumers. This free credit report is there to give such a complete overview of our credit history.